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California Commercial Insurance Coverage

Commercial Insurance

As a business owner, protecting your investment should be your first priority. As a major tourist destination, there are many things to do in California. Being so close to the shoreline, having San Luis Obispo, CA commercial insurance is a necessity. We're the best insurance agents that can give you a number of options to adequately cover your business.

California Commercial Auto Insurance

In California, not having auto insurance is against the law. If you have company vehicles where your employees are expected to make deliveries and operate on the company’s behalf, not having adequate insurance can put your company in a bad position and leave you liable for major fines.

California Commercial General Liability Insurance (CGL)

Every business runs the risk of someone getting hurt on the property or having other situations that will require insurance coverage to keep your business running smoothly. Protecting your customers and your business from any unforeseen situations is smart and proactive in the longevity of your operations.

California Commercial Property Insurance

One of the main policies that should be a necessity is commercial property insurance. Investing in buildings and equipment to maintain your operations can be very expensive. Things happen to businesses every day. In California, your business could be in jeopardy from earthquakes, flooding, theft, fire, or other situations. Keeping your property well insured under a California policy will give you peace of mind and assurance that your company will continue to thrive, even in the face of an unforeseen circumstance.

California Workers Compensation

Putting the safety of your employees first is a cardinal rule of any employer. Workers compensation may not be required in your area, but is good business sense, especially if you are operating in an industry where your employees run the risk of getting injured. Your employees will feel valued and you will have better morale and productivity.

California Business Owner Package (BOP)

San Luis Obispo, CA commercial insurance is a must in maintaining the operation of your business. Our knowledgeable independent insurance agents will work with you to recommend a good business owner package to eliminate multiple policies. This will be a good, comprehensive solution to save time and money, provide organization, easy accessibility and reduce paperwork.

We cover:

  • General Liability Insurance
  • Commercial Property Insurance
  • Worker’s Compensation
  • Commercial Auto Insurance
  • Commercial Umbrella
  • Employment Practices Liability Insurance
  • Professional Liability Insurance (Malpractice, Errors & Omissions)
  • Group Health Insurance
  • Contractors Insurance
  • Restaurant Insurance
  • Automotive Service Insurance
  • Vineyard & Winery Insurance
  • Farm & Ranch Insurance
  • Payroll Services
  • Bonds

Contact the agents at Minton Insurance at your convenience to find out more about our qualifications and to have your questions answered about your livelihood. We can give you the details needed and set you up so you have someone to call on when there's a problem.

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Our Trusted Partners

  • Amercian Modern
  • Amercian National
  • AmTrust
  • Burns and Wilcox
  • Chubb
  • Farm Family
  • Foremost
  • GeoVera
  • Kemper
  • Metlife
  • Principal Financial
  • Progressive
  • The Hartford
  • Travelers
  • Safeco
  • State Fund
  • Zurich