State law in California requires every driver to carry a minimal amount of auto insurance, but few drivers realize how little coverage that required amount actually gives them. In fact, most people need to have a lot more coverage in order to be financially prepared for even a minor accident.
It is important to pick the right type of insurance coverage for your particular needs. For example, if you wouldn’t want to pay out of pocket to make repairs or replace your car after an accident, then it’s a good idea to consider collision insurance. This policy covers the damages incurred by the policy holder, helping you to get back on your feet after an accident.
If you’re worried about your vehicle or its contents, then you might want to consider a comprehensive policy. These policies provide funds to repair or replace your car in the event that it is vandalized or stolen. Comprehensive policies can also cover the contents of the vehicle, providing coverage if items are stolen from the car.
Other additional coverages can include uninsured motorist, which provides funds in the event that the policy holder is not at fault in an accident in which the at-fault driver does not have insurance coverage. There are also policies that can provide rental cars and/or roadside assistance in the event that your vehicle breaks down.
In the event of an accident, costs can quickly add up. Repairs to vehicles and medical costs can quickly escalate. Make sure that you have enough insurance coverage to meet all of your expected costs.
If you need more car insurance, or if you’re looking for a new policy, be sure to call the agents at Minton Insurance. They can help you get the right amount of coverage at a price that fits into your budget.
“From the very moment I contacted Shawn, he was prompt, educated, and thorough with all my housing insurance needs. He literally walked me through the process and answered all my questions. He even gave me some advice on how to save money now and in the future! I would recommend Shawn to friends and colleagues. A+ service, thanks!”
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“Shawn provides great service in addition to being just a really nice guy. He is very easy to work with and I refer him to as many people as I can. He has helped with the claims process on my rental property and I appreciate knowing he is on my side.”
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