State law in California requires every driver to carry a minimal amount of auto insurance, but few drivers realize how little coverage that required amount actually gives them. In fact, most people need to have a lot more coverage in order to be financially prepared for even a minor accident.
It is important to pick the right type of insurance coverage for your particular needs. For example, if you wouldn’t want to pay out of pocket to make repairs or replace your car after an accident, then it’s a good idea to consider collision insurance. This policy covers the damages incurred by the policy holder, helping you to get back on your feet after an accident.
If you’re worried about your vehicle or its contents, then you might want to consider a comprehensive policy. These policies provide funds to repair or replace your car in the event that it is vandalized or stolen. Comprehensive policies can also cover the contents of the vehicle, providing coverage if items are stolen from the car.
Other additional coverages can include uninsured motorist, which provides funds in the event that the policy holder is not at fault in an accident in which the at-fault driver does not have insurance coverage. There are also policies that can provide rental cars and/or roadside assistance in the event that your vehicle breaks down.
In the event of an accident, costs can quickly add up. Repairs to vehicles and medical costs can quickly escalate. Make sure that you have enough insurance coverage to meet all of your expected costs.
If you need more car insurance, or if you’re looking for a new policy, be sure to call the agents at Minton Insurance. They can help you get the right amount of coverage at a price that fits into your budget.
“Many thanks, Lauri! I truly appreciate your help, and you really made me feel like a valued customer instead of just another policy number. I especially appreciate your advice about adding rental car coverage. You're the best!”
“From the very moment I contacted Shawn, he was prompt, educated, and thorough with all my housing insurance needs. He literally walked me through the process and answered all my questions. He even gave me some advice on how to save money now and in the future! I would recommend Shawn to friends and colleagues. A+ service, thanks!”
“Shawn is three for three in cutting my insurance cost and increasing my coverage at the same time. (motorcycle, auto & office liability)”
“Shawn has done a great job of reviewing our insurance and making sure we have proper coverage and protection for our lifestyle. He has saved us money, and made the insurance process very easy. I feel well taken care of.”
“Nothing makes me happier than having a inconvenient government obligation made simple through the dedicated attention of a pro. Sean Minton is that professional and his services have allowed me to think less about my insurance as I rest well knowing that my account is in the most capable of hands. Sean’s ability to balance the needs of the client while providing a personable service has me recommending him regularly. Minton Insurance & Financial Services is an outstanding Insurance Brokerage which has a wide variate of products to offer. They are prompt and dedicated to really helping me get the best value for my insurance dollar. Give them a call and see what they can do for you.”
“Shawn provides great service in addition to being just a really nice guy. He is very easy to work with and I refer him to as many people as I can. He has helped with the claims process on my rental property and I appreciate knowing he is on my side.”
“My husband and I have loved working with Shawn for all of our personal insurance needs. He’s honest and cares about his clients. We feel safe knowing that we have the coverage we need, at a price we can afford. I would recommend Shawn to anyone.”
“Shawn provides all my insurance needs and reviews my policies annually. He provides personal service and I would highly recommend him to give you a quote today.”
“Shawn is an excellent agent. He got me set up when I moved to town in no time, with no headaches or excessive paperwork on my end. I’d recommend Shawn to anybody in San Luis Obispo.”
“Starting my new business has been a real adventure for me. When it came time to get insurance Shawn and his team at Minton Insurance was extremely fast, helpful and reliable. He took the extra steps to insure that I understand the polices I purchased. Shawn is an excellent agent/broker and goes above and beyond for his customers and clients. Thank you!!!”
-Katie M, San Diego.
“I just wanted to express my sincere appreciation at how hard you worked to find me additional life insurance coverage. I know it wasn’t easy and it took a long time but you did it and I am truly grateful! I could not be more pleased with the amazing service I received from Minton Insurance and his team. I highly recommend them!!!”
-Kyle B, San Luis Obispo.
“Thanks for all the help with my mother's car situation. You guys went way above and beyond what I would expect from an insurance broker. Really appreciate the great customer service and recommend you to anyone that needs insurance!”
-Tim G, Morro Bay.
“I have been doing business with this company for many years, and have had a good relationship with them. You don't have to drive down there if you choose not to. They will conduct business over the phone, fax or mail, whatever is convenient for you.”
-Ron T, San Luis Obispo.
“Our corporate insurance is with Minton Insurance, as well as my personal home, auto, umbrella, fine arts, flood, and rental properties. When we had damage from a roof leak they were immediately on the case driving the refurbishment work. Can't say enough good things about Shawn Minton.”
-Terry S, Los Angeles.